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Guides

Guides that end in something you can do.

Each guide quotes its sources, says when they were checked, and links to the tool that does the maths.

Move out · Security deposits

Normal wear and tear vs damage: a room-by-room guide

What deposit statutes mean by normal wear and tear, how to tell it from damage room by room, and how to argue a charge with the law and the item’s age.

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Move out · Security deposits

How to get your full security deposit back: 6 steps

A six-step playbook from notice to refund: the dates that start your landlord’s clock, the evidence that matters, and the letters that cite your state’s law.

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Move out · Security deposits

My landlord missed the deposit deadline: what now?

What a missed deposit deadline means under your state’s statute, how to check the date was really missed, and the written steps to take next.

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Move out · Security deposits

Taking your landlord to small claims for a deposit

How small claims works for a security deposit: verified limits in four states, what to file, the evidence to bring, and what the deposit statute adds.

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Move out · Security deposits

How to dispute itemized deposit deductions in writing

How to read an itemized deposit statement, which deductions your state’s statute allows, the deadlines that apply to your reply, and how to write the dispute.

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Move out · Security deposits

"Full repaint after one year": what the law and age say

Charged for a full repaint after a year? How wear-and-tear rules, documentation requirements and the paint’s age bear on the charge, with the statutes quoted.

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Live together · Roommates · Deposits

Splitting a deposit between roommates: one cheque

The landlord sends one refund cheque for several tenants. How to divide it fairly by contribution, charge damage to the right person, and handle the gaps.

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Live together · Couples · Rent

Should couples split rent 50/50? Worked examples

Fifty-fifty, by income, or by income with a cap: three ways couples split rent, with the numbers worked out and the trade-offs of each, so you can choose on purpose.

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Live together · Roommates · Rent

How to split rent fairly when rooms aren’t equal

Bigger rooms, private baths, no window, a parking spot. A practical method to weight rooms, the formula behind it, and when bidding for rooms works better.

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Live together · Roommates · Agreements

Roommate agreement: what to include

What a roommate agreement should cover: the rent split, bills, the deposit, guests, quiet hours, cleaning, and what happens when someone wants to leave.

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Live together · Roommates · Rent

When a roommate stops paying rent

A roommate stops paying their share. What to do in the first days, how to keep records, what the lease means for the rest of you, and where to get official help.

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Live together · Roommates · Moving out

Moving out when your roommates are staying

Leaving a shared rental early while the others stay: notice, finding a replacement, prorating the last month, your share of the deposit, and the final bills.

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Stay safe · Guide · Before you pay

How to verify a landlord owns the property

Check who owns a rental on the county’s official property site before you pay, what a match does and doesn’t prove, and what to ask when the names differ.

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Stay safe · Guide · Before you pay

I toured it and it was still a scam: why

You saw the apartment in person, so how was it a scam? Why tours, lockbox codes and even keys don’t prove someone can rent you a home, and what does.

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Stay safe · Guide · If it already happened

I paid a rental scammer: the first 24 hours

Step-by-step for the first day after paying a rental scammer: contact your bank or app, report to the FTC and FBI, protect your identity, and keep the evidence.

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Stay safe · Guide · Before you pay

Should I pay a deposit before seeing an apartment?

Paying a deposit or holding fee before a viewing is the most common rental scam setup. When it is risky, when it can be fine, and how to pay safely if you must.

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Stay safe · Guide · Data

Rental scam statistics: FTC and IC3 figures

Rental scam figures quoted exactly from the FTC’s Consumer Sentinel Data Spotlight and the FBI’s IC3 Internet Crime Report, with each year and what it counts.

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